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Everything You Need to Know About Credit and Car Loans

When it comes to great credit service, answering credit questions, or just getting a loan, Harris Mazda has all the answers and service you need to get that new vehicle today. Whether you have perfect credit, no credit, or bad credit, or if you simply don’t understand the car-buying process, our team is here to help simplify it all and get you driving away in a new vehicle today. For over 50 years, we have helped Nanaimo, Duncan, and Victoria drivers find the car they want at a price they can afford. Let our team help you get your answers today.

The Harris Mazda Buying Process

A lot of people do not understand the car buying process. Many don’t understand the different credit options and have never dealt with situations like this. At Harris Mazda , we are here to help simplify it all for you. Our car buying process is an open door policy. No question is a bad question, and we are here to serve.

To start the car buying process, you will first need to contact one of our representatives and fill out an application. Our team will review your information and take the time to get to know you, your credit history, your financial situation, and what vehicle would best serve your needs. Once we gather the necessary information, we then process your application and schedule a consultation meeting or appointment with you as necessary. During these meetings, we will go over all of your information with you and provide you with the best options for your current situation.

Loan Application

Securing a Car Loan

Do you have questions about securing a car loan? Are you interested in learning how the process works, or what type of loan you specifically qualify for? Our team at Harris Mazda can help answer your car loan questions and start the process to help you get a loan. Our team will cover everything from applying for a loan, to the loan process, to how to get the best deal, to ensuring you’re getting a loan you can actually afford to pay back. And if you have any questions along the way, we’ll be happy to answer those too.

Bad or No Credit Financing

Do you have less than perfect credit or no credit at all? Do you want to know your options for securing a loan with bad or no credit? Our team can provide you with the information necessary to ensure you fully understand your options. Don’t think that you’ll be stuck driving a beater—there are a variety of options out there for individuals with less than perfect credit to secure an affordable loan.

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Rebuilding Credit

Did you know that taking out a car loan can actually help improve your credit? If you are struggling with no credit or bad credit, our team can help you learn more about how you can improve your score with a car loan. We’ll help you understand the entire credit process as well as how to ensure you use your loan to raise your credit score.

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Understanding Credit Scores

Credit scores are extremely important for your finances, but they can be difficult to understand. If you have questions about credit scores, our team will be happy to sit down with you and discuss the purpose of credit scores and why they’re important. No matter your credit situation, there’s always room to learn more.

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Credit Information
car dealer with buyer

Car Loan

Did you know that all car loans are not the same? Each one comes with different terms, different qualifying factors, different interest rates, and a variety of other factors. Because of this, not every car loan is the right choice for every individual. To ensure you make the right car loan choice, you need to familiarize yourself with the different loan types. Let our team help you better understand your options.

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Car Buying Mistakes

Most people don’t realize the mistakes they make when buying a car. Instead of putting yourself in a bad situation, educate yourself on what to avoid. From bad loans to auto scams, the team at Harris Mazda will inform you of red flags and what to avoid to ensure you have a pleasant car-buying experience.

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Let Harris Mazda Help You Today

Getting a better understanding of credit service, getting a loan, or answering credit questions is easy with Harris Mazda. Our team has the knowledge to ensure you walk away more aware of the car buying process and educated on credit and loans. Contact us today at 800-840-1814 to get the answers you need for a great experience in Nanaimo, Duncan, and Victoria.

Harris Mazda 49.2010084, -124.0006685.